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From: http://townhall.com/columnists/michellemalkin/2013/12/06/obamacares-perilous-protection-plan-for-debtors-n1758399/page/full
“Obamacare’s Perilous Protection Plan for Debtors
Michelle Malkin
December 06, 2013
‘Uh-oh.’ That’s the sound being uttered in doctors’ offices and hospitals across the country as medical providers realize they’re getting stuck with another bottomless Obamacare bill. While the White House desperately tries to pivot from the havoc wrought by the ‘Affordable Care Act,’ its hidden regulatory bombs keep exploding.
I heard about the latest problem this week from an eye doctor friend who received a letter from a Colorado-based insurer informing her that she’s essentially on the hook for Obamacare’s payment grace period for debtors (Isn’t this grand? Makes you want to be a doctor doesn’t it? Within a month of the passage of Obamacare because of the greatly increased paperwork and regulations my doctor retired! He was not alone! How many years of school does it take to replace a doctor? How many years of practice does it take to replace an experienced doctor?—my addition). The optometrist is bracing for a flood of similar letters from other insurers. Like countless other independent providers, she’s extremely concerned about the potential liability, uncertainty and fraud the rule imposes on her business (Does Obama want to end the private practices of doctors and herd them all into large corporate structures?—my addition).
Here’s the raw deal: The Affordable Care Act created a 90-day grace period before insurers can drop patients who fall behind on premiums (You can get a lot of medical care in 90 days while knowing you will not renew with that insurance company! Buy a six month premium, go three months without insurance, buy a 6 month premium—cut your premium costs by one third! Can you be turned down for insurance for nonpayment?—my addition). So, delinquents who obtain tax-subsidized health insurance through an Obamacare health insurance exchange have three months to settle up their bills prior to their policy being canceled. As written, the law puts insurers on the hook for the grace period.
But the bureaucrats at the Centers for Medicare and Medicaid Services decided to issue a rule in March (i.e. rewrite the law!—my addition) making insurers responsible only for paying claims during the first 30 days of the debtors’ grace period. Who’s on the hook for the other two months? Well, customers are entrusted to foot the bills for additional services (Of course they will! They are all good and honest people!—my addition). But if they blow off the payments, it’s up to physicians and hospitals to collect.
In real-world practice, this means providers will be eating untold costs. Several large hospital associations raised red flags over the issue this summer. In August, the Missouri Hospital Association noted that the regulatory shift ‘unduly burdens physicians, hospitals and other health care providers (Who cares? The Obama Administration?—my addition)’ by making them directly collect payments from patients, which ‘puts them at an unfair and significant risk for providing uncompensated care to patients (Who cares? The Obama Administration?—my addition).’
Emillie J DiChristina of Practicefirst Medical Management Solutions spelled out the financial risks for clients on the company’s blog: ‘This leaves providers in a potentially bad place as they have a high potential for accruing bad debt on services provided between 31 and 90 days of the allowed grace period.’ Can you spell f-r-a-u-d? People could ‘go on and off’ insurance plans, Tampa Bay health care lawyer Bruce Lamb told me, and game the system by bailing on payments and exploiting Obamacare protections against denial of coverage (Now would they do that?—my addition).
Or as MHA officials put it: ‘We also are very concerned that some disreputable individuals will learn they can manipulate the system and win a full year’s insurance coverage on only nine months of premiums. Knowing they are entitled to three months of grace period coverage, dishonest persons could stop paying premiums on the ninth month, enjoy free coverage during the 90-day grace period, have their coverage terminated, and then re-enter the exchange market where the Affordable Care Act’s guaranteed issue mandate would prohibit another plan from denying them coverage.’
Think such nefarious behavior won’t occur (Contraire? I think it will! Some people look for ways to game the system and then they let others know!—my addition)? Then you haven’t been paying attention to the data manipulators and con artists in the Obamacare navigator program. As I reported earlier this year, the seedy nonprofit Seedco secured multimillion-dollar navigator contracts in Georgia, Maryland, Tennessee and New York to recruit Obamacare recipients into the government-run exchanges— despite settling a civil fraud lawsuit for faking at least 1,400 of 6,500 job placements under a $22.2 million federally funded contract with New York City a year ago.
Additionally, investigative journalist James O'Keefe and his Project Veritas team have caught Obamacare navigators on tape advising health insurance exchange customers to under-report their income and lie about their health status in order to cheat the system (No? How can that be?—my addition).
CMS has made no effort to repeal its cost-shifting rule or to do anything to address the concerns of providers who will be left holding the bag. As one hospital rep told me: ‘It's potentially catastrophic (Minor detail! Think of the greater good!—my addition).’ Private practices are already being hit hard with slashed reimbursements, the electronic medical records mandate, ICD-10 medical diagnostic code changes, and increasing federal intrusions on how they provide care. In yet another entry on the laundry list of Obamacare's unintended consequences (Or intended!—my addition), this regulation will hurt patients by dissuading doctors from participating in exchange plans (Many already refuse to be a part of Medicaid!—my addition).
In short: less choice, higher prices, increased potential for fraud, more bureaucratic headaches and more disincentives to enter or stay in the medical profession. When the government grants ‘grace,’ everyone must watch their wallets. It’s always easy to afford compassion when someone else is paying for it (The Obama Administration definition of grace! Let others pay! Grace for some but not for thee!—my addition).
President Obama and all Democrats in Congress want to DESTROY healthcare in this country, take control of it, and replace it with government controlled and operated healthcare! It is that simply! And they have told us that is their goal!
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From: http://legalinsurrection.com/2012/08/the-congressional-wealth-gap/
“Posted by Anne Sorock
August 2, 2012
Ballotpedia has compiled data on the average net worth of our elected officials for the years 2004 to 2010. As the average net worth of Congress has increased since 2004, and held about even from 2007 to 2010, the average American family net worth dropped 40 percent from 2007 to 2010 to an average of $77,300.
In 2010, the average net worth for a U.S. senator was $13,224,333. The average net worth for a Democratic senator was $19,383,524, compared to $7,054,258 for a Republican senator. That’s a difference of $12.3 million.
The top ten richest senators, the highest seven of which are Democrats, from this Ballotpedia table:
Top 10 Senators in 2010 with average net worth:
John Kerry (D-Massachusetts) $231,722,794
Mark Warner (D-Virginia) $192,730,605
Herb Kohl (D-Wisconsin) $173,538,010
Jay Rockefeller (D-West Virginia) $99,057,011
Frank R. Lautenberg (D-New Jersey) $85,572,116
Richard Blumenthal (D-Connecticut) $73,151,590
Dianne Feinstein (D-California) $69,046,622
Bob Corker (R-Tennessee) $59,550,022
James E. Risch (R-Idaho) $54,088,026
Mitch McConnell (R-Kentucky) $27,213,024
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Watch this video: Barack Hussein Obama in high school
https://www.youtube.com/watch?v=GEB-jl4DDhU#t=51
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Video: President Barack Hussein Obama now & then on Obamacare
http://www.youtube.com/watch?v=gCXK6M0J1fY#t=91
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E-book available: Why Uphold Marriage?
http://www.heritage.org/marriage/
We need to keep supporting and working for PRO-LIFE, PRO-TRADITIONAL FAMILY candidates and representatives at all levels of government.
Never get complacent!
Never give-up!
NEVER SURRENDER!
You will know them by their words and deeds!
Matthew 12: 35-37 (NIV)
“A good man brings good things out of the good stored up in him, and an evil man brings evil things out of the evil stored up in him. But I tell you that everyone will have to give account on the day of judgment for every empty word they have spoken. For by your words you will be acquitted, and by your words you will be condemned.”
Matthew 11: 19b (NIV)
“But wisdom is proved right by her deeds.”
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This question was at the side of an article I posted on
http://christiangunslinger.blogspot.com.
“Debating Abortion: Should You Use Pro-Choice or Pro-Abortion?”
My answer: Neither! We should name it by what it is! PRO-MURDER!
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Texas Senator John Cornyn is already running ads for his reelection in 2014! We will not be fooled! John Cornyn voted for cloture to FUND Obamacare! John Cornyn owns Obamacare!
John Cornyn owns Obamacare! REMEMBER THE ALAMO!!!
John Cornyn owns Obamacare! REMEMBER THE ALAMO!!!
John Cornyn owns Obamacare! REMEMBER THE ALAMO!!!
REMEMBER THE ALAMO!!!
REMEMBER THE ALAMO!!!
REMEMBER THE ALAMO!!!
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1) Obamacare is immoral!
2) Obamacare is illegal!
3) Obamacare is unconstitutional!
4) the American people do NOT want Obamacare implemented!
5) If you vote for Obamacare funding, YOU OWN Obamacare!
6) Obamacare is a vote for, vote against issue in 2014!
7) He/she represents US not the Party and not the President!
Watch this video on Great Britain hospitals!
http://bcove.me/u1evg2wi
